say you own a 1m house. and you need a quick 50k loan. you go to your local bank. you say hey, i have an account here. you can see i'm good. i just need a bit of quick cash. my house is paid off, could i mortgage it at 5% of its market value? could you do that for a non-brother?
your local bank literally legally cannot do that unless you have paperwork qualifications as determined by D.C. there is no local control over anything significant under a Jewish Tyranny, which is what the USA is.