if i have it right, heart argues bitcoin is TOP of the curve for PRICE, not bottom as most youtube BM bigshots claim. bitcoin is certainly not at the top for ADOPTION as a technology. so returns wont be as great as they have been up to now. i think that is what he's arguing. and he's saying other/newer coins like ethereum or hex will have much greater returns (as they have the last 2 years). i believe i have that right, anyone may correct me if i'm wrong.